The Jeanne & Dan Team's Blog

The Jeanne & Dan Team

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Displaying blog entries 11-20 of 49

Berkeley Senior Services Celebrity Sports Breakfast

by The Jeanne & Dan Team

Come out and support Berkeley Senior Services and meet some of the Washington Redskins Alumni. Our seniors are an important and valuable part of our community and BSS provides so much for our seniors. Call and get your tickets today!

 

BSS Jerry Arndt 1

21 Stadium Circle - Foreclosure Townhome For Sale in Inwood WV

by The Jeanne & Dan Team

 

 21 Stadium Circle

21 Stadium Circle

Inwood, WV 25428

Musselman Square Townhomes

$59,900

MRIS # BE7524667

3 Bedroom, 2 1/2 bath Townhome

Fenced Back Yard

Investors! Take A Look At This One!

Could be good starter home, needs some TLC.

 

 

Call Jeanne Kozak at 304-582-5215 or

Dan Peck at 304-582-5216

for more information and to schedule a showing

Homes For Sale - 2 New Foreclosures - in Martinsburg WV

by The Jeanne & Dan Team

 

60 live oak

 

60 Live Oak Court

Douglas Oaks Subdivision

Martinsburg West Virginia 25405

$119,900

MRIS# BE7524689

 

3 bedroom, 2  bath home in established neighborhood

Close to nearby schools and shopping, accessible to I81 for easy drive

to Winchester VA or Hagerstown MD

This ranch home has a full finished walk out basement with a family room,

gas fireplace and a recreation room. Ceramic tile floors and built-in shelving. 

Living room has hardwood floors. Kitchen/dining room combo.

The back yard is privacy fenced, and there is a deck.

Heat pump and central air.

************************************************************

 

116 crooked oak

116 Crooked Oak Way

Douglas Oaks Subdivision

Martinsburg, WV 25405

$109,900

MRIS # BE7524689

 

3 Bedroom,  2 bath Split Foyer

 Close to nearby schools and shopping, accessible to I81 for easy drive

to Winchester VA or Hagerstown MD

Partially finished lower level, 1 car garage

Fenced back yard & deck

 

 

Call Jeanne Kozak for more information and to schedule a showing

 

(304) 582-5215

 

Are you tired of all the different home search sites and the outdated information on homes

Ask me about ListingBook, you can search just like I do. And it is FREE!

 

162 Talisman Drive, Martinsburg, WV

by The Jeanne & Dan Team

162Talisman DriveNEW LISTING COMING SOONLaughing

Laurel Ridge Subdivision  

162 Talisman Drive, Martinsburg WV.  

List price $125,000


3 bdrms, 2 full baths, unfinished basement, 1 car garage.


PAULINE SALVADOR, REALTOR

RE/MAX IN ACTION, JEANNE KOZAK, BROKER               540-539-2281 (C)

304-596-5500 (O)          


717 New Horizon Way, Martinsburg, WV

by The Jeanne & Dan Team

NEW LISTING COMING SOON Laughing

717 New Horizon Way, Martinsburg, WV

Tuscarora Springs Subdivision

List Price: $289,900

4 bdrms, 3 1/2 baths, gourmet kitchen.  Inground pool, 3 car garage, central vac.   1.48 acres.   Home is in move in condition with all the bells and whistles.
 
                                                                                     Pauline Salvador, REALTOR

 RE/MAX In Action, Jeanne Kozak, Broker          540-529-2281 (c)

 304-596-5500 (o)

Puttin' For Panhandle Home Health Fundraiser

by The Jeanne & Dan Team

Mini Golf Flyer

Great fun and good food!

Bring the whole family!

Tell all your friends!

 

For more info contact:

Panhandle Home Health

 

Sponsorships Available

The Mortgage Assistance Relief Rule (MARS)

by The Jeanne & Dan Team

The FTC has issued a final rule, MARS - The Mortgage Assistance Relief Rule, to protect struggling homeowners from mortgage relief scams. The purpose for this new rule is consumer protection frommortgage relief scams that have sprung up in the midst of the mortgage crisis. Included in the rule:

 

 

  • Advance Fee Ban
  • Disclosure of Key Information
  • Prohibited Claims
  • Attorney Exemption

More complete and detailed information can found at MARS Rule

All provisions of the rule became effective December 29, 2010 except the advance fee ban, which became effective January 31, 2011.

When talking with potential seller clients, listen carefully to determine if they have made contact with anyone that may be involved in one of these scams and alert them to this new rule and their need to know their rights. They can contact  the FTC Complaint Assistance online or call 1-877-FTC-HELP to file a complaint if they feel they have been a victim of fraudulent or unfair business practices. 

Animal Welfare Society Benefit in Charles Town West Virginia

by The Jeanne & Dan Team

 

valentine dogThe Animal Welfare Society is having their 2nd annual Valentine's Day Purrrfect Buffet on Feb. 12 from 6-10 PM at Hollywood Casino in the Skyline Ballroom at Charles Town Races. The cost is $35 pp and tickets are on sale now. There will be a delicious buffet, a fun silent auction of great items and 50/50 raffles. 

All proceeds will benefit the Capital Campaign and Shelter Renovations Fund. The building is over 25 years old and in much need of repair, general upkeep and an addition is needed to continue to support the need for housing homeless pets. 

If you cannot join us for dinner, please consider giving a donation in lieu of attending, become a sponsor or donate a silent auction item. We are looking for craft items or anything else you may have to donate. New items over $20 are needed to make this event a success.

For tickets, please call 304-728-7922

jefferson county animal welfare society

Animal Welfare Society
(304) 725-0589
E-Mail: Contact

Mailing Address:
PO Box 147
Charles Town, WV 25414

Shelter Location:
23 Poor Farm Rd
Kearneysville, WV  25430
(just west of the Jefferson County Fairgrounds on Leetown Pike Rd.

Shelter Hours:
Wednesday - Saturday 
11:00 am to 4:00 pm

For tickets, please call 304-728-7922

Jefferson County Animal Welfare Society

 

Jeanne Kozak, Broker/Owner

CRS, ABR, GRI, SFR

Certified Distressed Property Expert (CDPE)

HUD Homes Co-Listing Broker (CLB)


jeanne kozak

A full time, service oriented Team servicing West Virginia and Virginia

Representing buyers and sellers with all their real estate needs

We are NEVER  too busy for any of your referrals!

www.WvRealEstatePros.com

 

Middle School Students Will Learn to "Get A Life" (continued)

by The Jeanne & Dan Team

The snow postponed us for a day but we were able to participate in the "Get A Life" program today inCharles Town WV. The program was sponsored by The Jefferson County Chamber of Commerce, it is a financial education program by The West Virginia State Treasurer John D. Perdue, developed by Fairmont State University GEAR UP.

Students are given a "Who Am I?"  Life Card that tells them what their occupation is, what kind of family they have, and how much they will make monthly after taxes, child care, child support and other miscellaneous expenses. In the first phase, none of them seem to have had any interest in pursuing a post-secondary education and have had to settle for whatever job they can get. The Careers are representative of real jobs that may be available in WV, as are the salaries.

They received an expense ledger to keep track of their funds, starting with their monthly salary. They are given a checklist of things they have to have

 

  • Housing (With minimum # of bedrooms)
  • Vehicle
  • Car Insurance
  • Gas
  • Groceries
  • Utilities
  • Furniture for minimum # of bedrooms
  • Appliances
  • Visits to Doctor

 

They start at Reality Realty and choose a home with the requirements for their family situation, they ranged from $19,000 to $1.6M (really) They recorded the house payment. They then moved on to all the other stations to buy a car and insurance, buy gas for the car, pay their utilities, buy groceries, shop for furniture and appliances. They would then visit the doctor and draw a card for something like:

 

  • Clean physical, no cost
  • Needs shots, $
  • Go to hospital for tests, $$
  • Broken leg, $$$
  • Hospital stay, $$$$

 

Get the picture, unknown expenses.

And then there was the Green Reeper!!!!! (Really, all dressed up and following them around.He is after their green:

 

  • Auto Accident - no insurance - $230 a month for 12 months
  • The car needs brakes - $132
  • Parking Ticket - $40
  • Cold Winter - $100 additional gas for heat
  • Friend getting married - $50 gift

 

Halfway through the game the "Who Am I"  station is replaced with the "GO Center". Students come to the station to find out what it is all about, and are given the opportunity to go back in time and and use available resources of the "Go Centers"  to make the right decision and pursue post-secondary education.

They are then given a new Life Card with an occupation that they can get with further education after high school. They can then go through the game again with more money and more experience on how to successfully budget their money.

It was interesting to observe the reactions...some got it...some did not. It was easy to pick out who had been taught some basic budgeting, and very apparent that some had no clue what a budget was. Some were just going to live at home with mom & dad (they think!) Most were cheap on their homes, but loved the fancy cars. As a REALTOR, I was amazed at that one!

What a great experience! We had fun with the kids and I think they enjoyed it. One young man, after visiting the utilities station commented "Now I know why my Dad is always following us around turning off the lights". 

Middle School Students Will Learn to "Get A Life"

by The Jeanne & Dan Team

I am very excited to be participating  in a program sponsored by The Jefferson County Chamber of Commerce for middle school students called "Get A Life" Students will learn how to handle money and to purchase things that they will want in life, a home (that's my job), a car, food, clothing, furniture...all the things that we all have to make choices to buy or not buy when we grow up and move out on our own.

I am new to this, and I am told I will be given a choice of homes to try to sell to them. They will be given "money" and will have to make choices...for instance, buy a small starter home or a big McMansion. Will they have enough money? Do they make enough money to afford that? Does their job pay what they need to get the things that they really want in life? Or would going to college maybe help them get a better job so they can afford the things they want. The purpose, I understand, is to help the students understand that they have difficult choices to make, and that their choices will affect their lifestyle and their success or failure as adults.

"Get A Life"  sounds like a program that can help them do just that.

I am looking forward to participating and will be anxious to see how the students handle themselves. Children are going to have a tough road ahead of them considering the economy and what is happening in our country today. I hope I can play a small part in the lives of the students, and who knows, maybe one day I will really sell them their first home...be it the small starter home or the big McMansion...it will be their own choice.

I am very excited to be participating  in a program sponsored by The Jefferson County Chamber of Commerce for middle school students called "Get A Life" Students will learn how to handle money and to purchase things that they will want in life, a home (that's my job), a car, food, clothing, furniture...all the things that we all have to make choices to buy or not buy when we grow up and move out on our own.

I am new to this, and I am told I will be given a choice of homes to try to sell to them. They will be given "money" and will have to make choices...for instance, buy a small starter home or a big McMansion. Will they have enough money? Do they make enough money to afford that? Does their job pay what they need to get the things that they really want in life? Or would going to college maybe help them get a better job so they can afford the things they want. The purpose, I understand, is to help the students understand that they have difficult choices to make, and that their choices will affect their lifestyle and their success or failure as adults.

"Get A Life"  sounds like a program that can help them do just that.

I am looking forward to participating and will be anxious to see how the students handle themselves. Children are going to have a tough road ahead of them considering the economy and what is happening in our country today. I hope I can play a small part in the lives of the students, and who knows, maybe one day I will really sell them their first home...be it the small starter home or the big McMansion...it will be their own choice.

Displaying blog entries 11-20 of 49

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The Jeanne & Dan Team
RE/MAX In Action
1221 Hedgesville Road Suite A
Martinsburg WV 25403
Office: 304-596-5500
Fax: 304-596-5524
Jeanne Kozak, Broker. Each office independently owned and operated.